The Kisan Credit Card (KCC) is a vital support system for farmers in India. It provides farmers with easy access to credit, helping them meet their agricultural needs for buying seeds, fertilisers, and tractor implements. The card offers flexible repayment options and low interest rates for farmers to manage their finances. It also gives them the financial stability to pay unexpected expenses. Kisan Credit Card in India empowers farmers to improve their productivity and livelihood.

What is the Credit Limit Under the Kisan Credit Card Scheme?

The maximum allowable limit or total loan limit under KCC is the sum of the short-term loan limit availed and the estimated long-term loan requirement for the 5th year.

The total limit under KCC is Rs 3 lakh per annum and the maximum limit is Rs 2 lakh for each farmer engaged in animal husbandry activities and/or fisheries activities.

Marginal farmers can be provided with a flexible limit of Rs 10,000 to Rs 50,000 (as Flexi KCC).

What are the documents required for a Kisan Credit Card?

Duly filled and signed application form with passport size photograph.

Copy of Aadhar Card and PAN Card/Form 60

Proof of photo identity, address and signature

Land details like Khasra and Satbara extracts and land valuation report

Way to apply a Kisan Credit Card?

Click on the Apply Online button to open the application form on a new page.

Fill the application form and click on the submit button.

Visit the website of the bank where you wish to apply for KCC.

Select the Kisan Credit Card from the list of options.